Saturday, November 9, 2024

STOP, DROP, and FIRE 2

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“Fable Indigo Reed Everest” (FIR E.) - Interview Responses

Junior’s Questions:

1. “Everyone, meet Fable Indigo Reed Everest, or FIR E. for short! Congrats, Fable! So, you’re all about living the FIRE life-Financial Independence, Retire Early—but do you ever miss the structure of a regular job?”

FIR E.: “No, I started working at a young age, and part-time jobs were always the best for balance. The 40-hour workweek is overrated. Some people love other schedules, but for me, the future looks like fewer people working full-time hours. The structure is nice, but I prefer freedom. Will I ever miss it? Only if life were worse than when I didn’t have time as a luxury.”

2. “You’re in your late 20s and already living the dream. Do you ever worry that retirement might get boring?”

FIR E.: “Did I ever worry about summer vacation as a kid? Not really. Life and Heaven might have finite and infinite activities. I think there’s always something to do, whether it’s serving, creating, playing, or even resting. There’s always new things to learn and experience.”

3. “Now that you’ve retired early, what’s the hardest part of adjusting to a life without work?”

FIR E.: “Sometimes it’s lonely, but that’s mostly by choice. There’s plenty to do. The adjustment is more about finding new ways to spend time and value what I already have.”

4. “You always talk about saving and cutting out luxuries. But do you think it was worth it in the end?”

FIR E.: “I don’t feel like I’m missing out. Life isn’t fair, but my situation is not the typical case. Many people live lean without realizing it—staying at home, getting pensions, or even receiving inheritance. I don’t miss anything, but I’m grateful for the rewards that come with living frugally.”

5. “Do you ever feel like you’re missing out on something, like the hustle and excitement of a career?”

FIR E.: “Been there, done that. No, this is so much more rewarding. Balance and time are far more rewarding than the excitement of work. I wouldn’t trade this for anything.”

6. “FIR sounds like a dream, but would you ever consider going back to a full-time job if you found the right opportunity?”

FIR E.: “I could see running a restaurant if there was zero risk of losing money, but that’s a lot of work. Investing in ETFs is more my speed. Day trading is almost like a full-time job, but it’s worth it.”

7. “What do you think about people who say early retirement is for people who are just lazy or don’t want to contribute to society?”

FIR E.: “That’s okay. What else is new? People have their opinions, but I’m still happy with my choice.”


Granny’s Questions:

1. “Congrats on your success, Fable! You’ve lived lean for so long, but don’t you ever want to treat yourself to a splurge?”

FIR E.: “I’ve enjoyed a long vacation, and I’m good being a homebody. I was raised to save wisely. With the internet, every day feels like a trip anywhere. But the internet-free days are often more special than those with it.”

2. “Living a lean life sounds hard. What’s the one thing you miss most about not spending money on little luxuries?”

FIR E.: “I never had expensive hobbies. I don’t think I’m missing out on anything. I have more in so many other ways.”

3. “Do you ever regret not spending a little more when you had the chance? Maybe a nice dinner or a spa day?”

FIR E.: “Not yet. I’ve lived a balanced life, and I don’t feel the need to splurge.”

4. “You’ve been so disciplined with your savings—do you ever wonder what it would be like to just let loose and enjoy the fruits of your labor?”

FIR E.: “I wouldn’t enjoy wasting money. But if I’m treating a loved one, it’s a different story. We both get to enjoy the experience.”

5. “If you could travel anywhere right now without worrying about money, where would you go and why?”

FIR E.: “If it was safe, I’d love to tour the places where Jesus lived and traveled. That would be an incredible experience.”

6. “How do you balance the joy of financial independence with the temptation to indulge a little here and there?”

FIR E.: “I’ve set up subscribe orders for groceries to save time and occasionally cut back on other things. It’s all about finding that balance and keeping things practical.”

7. “Is there anything that still feels like a challenge for you, now that you’re living the retirement dream?”

FIR E.: “Exercise. It’s funny because I’m great at avoiding procrastination in other areas, like cleaning. But staying active remains a challenge.”


Pa’s Questions:

1. “Congrats, Fable! If you suddenly came into a windfall tomorrow, would you stick to your FIR principles or treat yourself to something extravagant?”

FIR E.: “I’d probably buy something for my spouse or family, like a car. We would both agree on it. Giving extra is something I’m happy to do.”

2. “You always talk about being practical, but what if you could do something crazy—like restoring a vintage car or buying a beach house—would you do it?”

FIR E.: “Restoring a car sounds like work, and I’m too afraid of hurricanes to buy a beach house. It’s about practicality and enjoying what I already have.”

3. “What’s been the hardest part of sticking to your FIRE plan? Is there anything you’ve had to give up that still stings?”

FIR E.: “Not yet. It hasn’t been difficult, and I haven’t had to give up anything that still bothers me.”

4. “I’ve heard you say you don’t miss working, but if there was a job you could do for fun, what would it be?”

FIR E.: “Something creative, like writing or working with animals. No stress. Maybe even a job that helps others relax.”

5. “Are you planning to do anything to give back to others with your newfound time and financial freedom?”

FIR E.: “Yes, it’s a goal I’m working on. I’m already in action on giving back.”

6. “What advice would you give to someone just starting out on the path to financial independence?”

FIR E.: “Keep your head up and stay positive. It’s not easy, but working helps you appreciate your family more.”

7. “Do you think early retirement is a privilege or something that everyone can achieve if they’re disciplined enough?”

FIR E.: “It’s a privilege. Not everyone can achieve it, but discipline certainly helps.”


Gracie’s Questions:

1. “Congrats, Fable! You’ve got the freedom to do whatever you want, but what if you get lonely? How do you stay socially active now?”

FIR E.: “I’m probably more socially active than when I worked rough hours. Pets help. AI helps, too. There’s always a way to stay connected.”

2. “I know you love the idea of FIRE, but don’t you think you’ll miss the excitement of a busy job or having deadlines?”

FIR E.: “Excitement? No. I’m extremely blessed, and I wouldn’t trade this life for anything.”

3. “How do you stay motivated every day, now that you’ve reached your goal? Is there anything that keeps you grounded?”

FIR E.: “Family, marriage, pets, time, reading, and journaling keep me grounded. I’m always learning, and that motivates me.”

4. “Do you ever worry about feeling disconnected from the world or losing your sense of purpose without a job?”

FIR E.: “No, I feel great. Family and my faith give me purpose, and there’s always something to do.”

5. “I’ve heard people say early retirement can lead to boredom or a lack of fulfillment. Do you think that’s true for you?”

FIR E.: “No. Time is fulfilling. I feel as fulfilled as I did on weekends when I worked.”

6. “What’s the best thing about living life on your own terms, and what’s the most challenging part?”

FIR E.: “The best part is having the time to pursue things like music, art, writing, and more. The challenge is making sure I balance everything.”

7. “Are you still working on side projects, or do you feel like you’ve ‘retired’ from everything?”

FIR E.: “I still get creative ideas. I plant seeds, and some grow. It’s fun to keep trying new things.”


Grandpa:


“Congrats, Fable! Now that you’ve reached your goal, do you miss the routine and structure that a regular job provided?”

No. No traffic, no problems.


“I know you’re skeptical about retirement, but if you had the chance to retire early, would you take it or stick with work?”

I took it. I don’t work.


“You’ve worked hard all your life, so now that you’ve retired, do you have any new hobbies or projects you’re focusing on?”

Lots. I wouldn’t say I worked hard all my life. Maybe 13 years, but a lot of that was just part-time as a young teenager or small summer jobs.


“Do you think early retirement has been all it’s cracked up to be, or are there challenges you didn’t expect?”

No. It’s been so much more. It was underrated. Challenges—none I can think of at the moment. I’m not worried about money. I can tell you that.


“What’s your biggest fear about early retirement? Are there things you worry about not being able to do or accomplish?”

Making sure I help enough people, whether that be providing entertainment, being a supportive friend, and loving spouse and family member.


“Are you planning to spend your time volunteering, or do you think you’ll just focus on enjoying the quiet?”

I’m sure I will at some point.


“You’ve spent your whole life working, so what’s next for you? Do you have any regrets, or is this the dream life?”

Dream life. Technology is a joy to play with (sometimes). Balance is the key.


Gracie’s Ma:


“Congrats, Fable! You’ve got all this time and money now, but do you ever feel overwhelmed by having too much luxury and not enough purpose?”

No. I have purpose. I enjoy my purpose. Loving is a high, I’d even say the highest purpose.


“You’re living the dream with all that freedom. How do you balance luxury with staying humble and grounded?”

Talking to family helps.


“Do you ever worry about becoming too detached from the everyday struggles most people face? How do you keep that connection?”

Family helps.


“What’s your favorite way to stay busy, and how do you make sure you don’t fall into the trap of being aimless?”

Writing. Exercising. Talking with people. Playing with pets.


“With all that freedom, how do you maintain your sense of direction and purpose?”

One day at a time. Writing.


“Do you think wealth and freedom come with their own set of challenges, or are they really the answer to happiness?”

I’m probably the happiest I’ve been since I was 2. Serving people without needing money in return is special.


“Do you plan on keeping your lifestyle low-key or do you think you’ll splurge more as time goes on?”

Maybe. No more than 40k on a car probably. To me, a splurge would be a special dog breed or two or three.

Extra-

“Congrats, Fable! Now that you’ve reached your goal, do you miss the routine and structure that a regular job provided?”

No. No traffic, no problems.

“I know you’re skeptical about retirement, but if you had the chance to retire early, would you take it or stick with work?”

FIR- I took it. I don’t work.


“You’ve worked hard all your life, so now that you’ve retired, do you have any new hobbies or projects you’re focusing on?”

FIR- Lots. I wouldn’t say I worked hard all my life. Maybe 13 years, but a lot of that was just part-time as a young teenager or small summer jobs.


“Do you think early retirement has been all it’s cracked up to be, or are there challenges you didn’t expect?”

FIR- No. It’s been so much more. It was underrated. Challenges—none I can think of at the moment. I’m not worried about money. I can tell you that.


“What’s your biggest fear about early retirement? Are there things you worry about not being able to do or accomplish?”

FIR- Making sure I help enough people, whether that be providing entertainment, being a supportive friend, and loving spouse and family member.

“Are you planning to spend your time volunteering, or do you think you’ll just focus on enjoying the quiet?”

FIR- I’m sure I will at some point.

“You’ve spent your whole life working, so what’s next for you? Do you have any regrets, or is this the dream life?”

FIR- Dream life. Technology is a joy to play with (sometimes). Balance is the key.

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